EMI Calculator - Calculate Your Loan Payments Accurately
Loan Calculator
Select Loan Type
Home Loan
8.5% interest • 20 years
₹24,567
Monthly EMI
Affordability Check
Financial Health
₹
₹
₹
₹
Your Affordability Score
7.8/10
Comfortable
EMI to Income Ratio
25%
Safe (<30%)
Risky (>50%)
Debt to Income Ratio
38%
Good (<40%)
Critical (>60%)
Available for New EMI:
₹15,000
Max Recommended EMI:
₹24,000
Current Loan EMI:
₹24,567
This loan fits your budget
Your EMI
₹24,567
Calculated in real-time
Affordability Score
Comfortable
Total Interest
₹33,45,890
68% of total payment
Total Payment
₹83,45,890
Principal + Interest
Loan Breakdown
Smart Recommendations
Personalized insights to optimize your loan
AI Powered
Analyzing your loan details...