Name: GearsKit Financial Technology
Address: Mansarovar, Jaipur, Rajasthan, 302020, IN
Telephone: +91-8824440423
Price range: Free
Rating: 4.8

Question 1

What is the contact number of GearsKit to EMI calculator in India?

Accepted Answer

Get in touchContact GearsKit, on email: gearskitofficial@gmail.com, or phone: +91-8824440423 (Mon-Fri, 9AM-6PM IST). We assure you of a reply within 24 hours. We assist 100,000+ towards EMI calculations, loan planning and financial tool inquiries in India through our support team. We are also reachable through our contact form on this page in case of technical support, partnerships or feature requests.

Question 2

How long does it take GearsKit to respond to customer support?

Accepted Answer

GearsKit ensures that all inquiries are responded to in less than 24 hours. Our support team is available 5 days a week, 9am-6pm IST and manages EMI calculator, technical, partnership requests as well as general financial tool support. In the cases of any urgent technical problems with calculations, we focus on the replies under 12 hours. Contact(During working hours) Email: geearskitofficial@gmail.com or call +91-8824440423.

Question 3

What is the accuracy of the GearsKit EMI calculations and can I rely on them to take loans?

Accepted Answer

The GearsKit EMI calculations are 100 percent correct and apply to the standard financial formulae employed by banks and other financial institutions around the world: EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ - 1]. Our algorithms are constantly revised and checked against the guidelines of RBI and the standards of NBFC. The 100,000+ Indians that have trusted it with home loans, car loans, personal loans, education loans and business loans. The calculations are all calculated by the use of compound interest methodology that is accurate when the tenure is between 6 months to 30 years and the interest rate is between 1% to 36 percent per annum.

Question 4

Are my personal data and financial information secure when I am using GearsKit calculators?

Accepted Answer

Absolutely secure. GearsKit is built on the privacy-first model whereby all EMI calculations are made locally in your browser using JavaScript. No financial information, such as the loan sums, income amount, and calculation outcomes, are stored, transmitted, or accessed. There is no risk of data leakage by having no server-side-process. No registration, no cookies that follow the financial contributions, and no sharing of data with the third parties. Your privacy is guaranteed 100%. Get in touch with more security whitepaper and compliance certifications.

Question 5

Is it possible to use GearsKit calculators to obtain business loans, MSME loans, and commercial financing?

Accepted Answer

Yes, GearsKit has the option of all types of loans such as business loan, MSME financing, working capital loan, term loan, equipment financing, commercial property loan, and Mudra loan. We have calculators that take loans ranging between 10,000 and 100 Crores with the option of flexible terms (3 months up to 30 years) and interest rates (6 percent up to 36 percent per annum). EMI of business loans have an option to include moratorium period, step-up/step-down EMIs and bullet payment structure. Perfect with entrepreneurs, SMEs, startups, and corporate finance planning. Have API access to our calculators to add our calculators to your business platform.

Question 6

Is API available to developers and fintech integration at GearsKit?

Accepted Answer

GearsKit API is preparing to be launched in Q2 2026. Our API will offer RESTful endpoints to EMI calculations, loan amortization schedules and interest calculations and a comparison analysis of 15+ financial calculators. Perfect in fintech apps, banking portals, NBFC, loan aggregators, and financial advisors. Newer access to strategic partners. Send your use case, how many API calls you expect to do and when you want to integrate to gearskitofficial at gmail.com. We provide free tier (10,000 calls/month), and enterprise plans with SLA commitments, dedicated support, and calculator creation.

Question 7

Are there any financial tools and calculators of GearsKit that are absolutely free to use?

Accepted Answer

Yes, 100% free forever. GearsKit offers all financial calculators EMI calculator, SIP calculator, FD calculator, home loan calculator, car loan calculator, personal loan calculator, retirement calculator, tax calculator, and 15+ other financial calculators fully free with no hidden fees, no premium levels, or subscription. There is no registration needed, no limit to its usage, no advertisement that will stop the calculation. Our purpose is financial literacy of every Indian. We will never commercialize simple calculator service. Advanced options such as customized financial planning reports and recommendations on loans are optional paid services that could be launched in the future, although all the calculations are free of charge. Trusted by 100,000+ users daily.

Question 8

Where can I provide new functionality of calculators or report bugs in GearsKit tools?

Accepted Answer

Suggestions of features and bug report are welcome! Give feedback through: (1) Contact form on this page with details about feature request or bug, (2) Email gearskitofficial@gmail.com with subject line: Feature Request or Bug Report, (3) Call +91-8824440423 during working hours on urgent problems. Name of calculator, how to reproduce bugs, actual and expected behavior, device/browser information, and screenshots where relevant are required. Quarterly updates are based on popular user-requested features. The contributors are mentioned in release notes. Beta test our new calculators and features. The high-impact suggestions are usually implemented 2-4 weeks.

Question 9

What business and financial partnership does GearsKit have?

Accepted Answer

GearsKit collaborates with banks, NBFCs, fintech startups, financial advisors, and insurance companies, real estate portals, and educational institutions. There are partnership models: (1) White-label calculator integration on your site/app, (2) Co-branded financial tools with your logo and configuration, (3) affiliate programs with revenue sharing, (4) API licensing with enterprise clients, (5) custom calculator development by a specific application, (6) content collaboration and guest blogging, (7) affiliate programs. The existing partners are 50+ financial websites with 5 million+ users each month. Send proposals, size of audience, and goals of partnership to contact gearskitofficial@gmail.com. Partnership deck and commercials respond in 24 hours.

Question 10

What Indian banks and NBFCs loan computations does GearsKit handle?

Accepted Answer

GearsKit calculators enable all the Indian banks and NBFCs such as SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, PNB, Bank of Baroda, Canara Bank, Union bank, Indian bank, IDFC First bank, RBL bank, Yes bank, indiabulls housing finance, LIC Housing finance, pnb housing finance, and 100 others. The EMI worksheet is aligned to precise bank formulas to be precise about interest rates, processing fees, tenure changes and prepayment situations. Floating rate RBI adjustments and MCLR/ RLLR connected loans. Eligible with home loans, car loans, personal loans, gold loans, loan against property, business loans, and education loans of any Indian lender.

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